Wendy Ann Payne, CEP®, CDFA®

– Founding Partner



Tel: 571-765-1888

Wendy Ann Payne is a Founding Partner of Centurion Wealth Management. Her desire to create Centurion Wealth came from her passion for helping clients gain financial independence and personal empowerment through insight, experience and education.


She long dreamt of building a wealth management firm that provides holistic financial planning and investment guidance while striving to empower clients through financial education. Today, that vision has come to life.


Prior to Wendy’s 23 year tenure in the wealth management industry, she served as a caregiver to the elderly and to disabled adults. It was during this time that she witnessed the drastic difference that proper financial planning and preparation can often make. It was then too that she discovered how imperative it was to have a trusted advisor leading the way through the growing complexities of today’s financial world.


Wendy takes genuine pleasure in simplifying the complicated financial industry and applying creative knowledge to each unique client situation. Empowering individuals and families, through education, with the clarity, confidence, and concrete steps to achieve their goals and dreams is what drives her wealth management philosophy.


Wendy specializes in working with newly-independent women; specifically widows, divorcees and other women who suddenly find themselves solely responsible for making financial decisions for the first time.  In 2011 she co-authored her first book, “The Retirement Success Solution & Lessons I Learned from the Past Bear Market,” where she wrote about the retirement planning challenges that are unique to women and the importance of financial planning.


Through her desire to address women’s financial planning needs, Wendy created Life Stage Transitions™ and Financial Independence for Women™, a comprehensive financial literacy program.  She also leads Centurion’s Women, Wine and Wisdom initiative, educational seminars geared toward the financial planning needs of women.  Through financial education, Wendy’s goal is to empower women and revolutionize the way women navigate their ever-changing financial landscape.


Wendy is a Certified Estate Planner, CEP®, Certified Divorce Financial Analyst, CDFA®, Wealth Management Advisor, and Life Stage Transition Specialist.  Wendy currently holds her FINRA series 7, series 63, series 65, Life and Health insurance licenses. She has been named to Northern Virginia Magazine’s Top Financial Professionals List for seven consecutive years.

Wendy enjoys mountain trekking, bouldering, and climbing. She recently hiked the legendary Inca Trail in Peru

Wendy resides in Herndon, Virginia with her four rescue dogs.

Modern line dancing and motorcycle riding are also some of Wendy' passions!

This summer Wendy will be taking on a 10 day hike up Mt. Kilimanjaro!