July 2019

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The fox knows many things, but the hedgehog knows one big thing. Archilochus An employee must know what the employer wants, but the employer must know what everyone wants. Employees’ insurance and tax-deferred retirement accounts are most often set up, funded and managed by their employers or...

It happens; things don’t work out and actions must be taken to adjust and move on. A ship that has survived a violent storm at sea may have to undergo extreme adaptations before continuing its voyage. Passengers may be pressed into service; crewmembers promoted and...

The most popular outdoor game on the planet involves an object, in the shape of that planet, that is often spotted as if to represent seas and landmasses. Hundreds of millions play the game, while billions are football (soccer) fans. But for a person had...

April 5, 2019 By Sterling Neblett If the United States economy were an 18-wheeler, its driver might be singing along with Dave Dudley, “I got my diesel wound up and she’s a runnin’ like never before.” The driver would be looking at clear skies, and a wide-open...

“Mama may have, Papa may have But God bless the child that's got his own.” Billie Holiday   All life needs water, some need an ocean, others make do with remnant desert moisture. All members of human society need income. For some of the few remaining untouched indigenous people,...

"The journey of a thousand miles begins with one step." Lao Tzu And the first step is the hardest. Whether just starting an independent financial life, starting one over or taking over the controls that have been operated by another, there is fear, frustration and failure involved...

Investments preserve the value of wealth. No more precious possession does a person hold than health, because health affects the quality of life, the one irreplaceable asset. Food, shelter and clothing were once the necessities of survival. But now survival within human society that dominates...

When Walter White quit his job as a high school chemistry teacher and began manufacturing the best blue ice methamphetamine on the planet, he did not plan for the tidal wave of cash that would come his way. When no more duffle bags of hundred-dollar bills...

All investments can be divided into two categories, those the investor owns and those that are loans. Two Ways to Invest   Own Loan Real Estate Savings Natural Resources Certificates of Deposit Common Stock U. S Treasuries Fine Art U. S Agencies Rare Collectibles Corporate and Municipal Bonds Everyone who has a bank account invests by...

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